Effective date: October 16, 2020
This Site, and any information available herein, through downloadable resources, or through communication with me, is intended for educational and general informational purposes only. Nothing on this site, downloadable resources, nor communication with me shall be considered a substitute for professional advice. Accordingly, you should consult with a professional regarding your particular situation and circumstances. Your use of this Site and any action, or inaction, taken by you based on the information contained on this Site is at your own risk.
By using this Site, you are agreeing to be responsible for the results of your use of the Site and actions or inactions taken as a result of anything contained on this Site. I make no guarantees of a positive outcome as a result of your actions, inactions, or reliance on the information received on this Site.
I am not liable for any loss, damages or harm incurred as a result of your use of this Site, products or services purchased, nor your reliance on the information on this Site Including, but not limited to direct, indirect, consequential, special, incidental, or punitive damages, whether arising in an action of contract, negligence, tort, or any other action.
Though I do my best to make sure the information on this Site is accurate and complete, I am not responsible nor liable for any errors, omissions, or inaccurate information provided on this Site.
See my full Disclaimer Policy.
AGE OF CONSENT
By using this Site, you confirm you are at least 18 years of age. I do not knowingly solicit or collect personally identifiable information from anyone under the age of 18 on this Site. If you believe I have personal data from a child under the age of 18, please contact me at [email protected] to have that child’s information removed from my system.
Through this Site, I may collect certain information about you. This information may identify an individual user and/or could be used to contact or locate an individual user. I collect this information to provide customer service, improve the quality of this Site and/or to deliver the requested product.
What is Personally Identifiable Information?
Personally Identifiable Information is data that may identify you. This includes name, address, email address, telephone number, IP address, cookies, usage data, password, or any other identifying information where you can be contacted, online or offline.
I do not rent, sell, share, or otherwise make your personal data available to any person or business, except as required to provide the products and services on this Site.
I do not rent, sell, or otherwise make your information to any person or business. I may disclose your information to attorneys, collection agencies, or law enforcement authorities if required by law.
Information I collect
INFORMATION PROVIDED BY YOU
If you sign up for my email newsletter, I will collect your email address. This information will be made available to a third-party email delivery service You may unsubscribe at any time by clicking the link at the bottom of any email. If you have any trouble, please contact me at [email protected].
If you make a purchase from this Site, I use third party vendors to process payments. By making a purchase, you may give them access to personal information including name, email address, and credit card information. I do my best to choose vendors carefully after thoughtful research. However, I will not be held liable for any data breaches and am not responsible for any damages or harm incurred as a result of these third-party vendors.
AUTOMATIC DATA COLLECTION
I use this data to plan helpful content and a better user experience.
I also use “cookies” to collect certain information from all users, including Web visitors who don’t buy anything through this Site. A cookie is a string of data my system sends to your computer and then uses to identify your computer when you return to this Site. Cookies give me usage data, like how often you visit, where you go on the site, and what you do.
Cookies also allow this Site to remind you of your past purchases and to suggest similar products and services. Finally, I use information gained through cookies to compile statistical information about use of this Site, such as the time users spend on the Site and the pages they visit most often. Those statistics do not include Personally Identifiable Information.
Protecting your information
I employ data security tools to protect your Personally Identifiable Information. Unfortunately, even with these measures, I cannot guarantee the security of Personally Identifiable Information. By using this Site, you acknowledge and agree that I make no such guarantee, and that you use this Site at your own risk.
All content on this Site and all my products are mine and protected by the United States intellectual property laws. By using this site, you are agreeing not to copy my content. You may link back to this Site if you give credit with a hyperlink back to this Site. You may request permission to use my content by contacting me at [email protected]. I retain the right to approve or deny any request for any reason.
The content on this Site is intended for personal and noncommercial use only. You may download or copy the downloadable materials on the Site for personal use only. You have a limited, non-exclusive, non-transferable, license to use these materials for your personal use. You may not reproduce, publish, transmit, distribute, display, modify, create derivative works from, sell, or participate in any sale of, or exploit in any way, in whole or in part, any of the materials on the Site.
All comments, feedback, suggestions, ideas, or other submissions to the Site become the property of the Site.
Site content is for educational and general information only. You may not rely on any information and/or opinions expressed in any of my content for any other purpose. It is solely your responsibility to evaluate the accuracy, timeliness, completeness, and/or usefulness of the content.
From time to time, I may link to third-party websites. I do not operate, control, or necessarily endorse the content found on those third-parity websites. You are solely responsible for your use of third-party sites. I am not responsible for any content posted on these third-party sites and I am not liable for any loss or damage of any kind incurred as a result of your use of the third-party links.
ACCEPTABLE USE POLICY
I require that all customers and other users of this Website conduct themselves with respect for others. In particular, observe the following rules in your use of this Site:
- Abusive behavior
Do not harass, threaten, or defame any person or entity. Do not contact any person who has requested no further contact. Do not use ethnic, religious, or sexual orientation slurs against any person or group.
Do not violate the privacy rights of any person. Do not collect or disclose any personal address, social security number, or other personally identifiable information without each other holder’s written permission. Do not cooperate in or facilitate identity theft.
- Intellectual property
Do not infringe upon the copyrights, trademarks, trade secrets, or other intellectual property rights of any person or entity. Do not reproduce, publish, or disseminate software, audio recordings, video recordings, photographs, articles, or other works of authorship without the written permission of the copyright holder.
- Hacking, Viruses, & Network Attacks
Do not access any computer or communications systems without authorization, including the computers used to provide this Website. Do not attempt to penetrate or disable any security system. Do not intentionally distribute a computer virus, launch a denial of service attack, or in any other way attempt to interfere with the functioning of any computer, communications system, or website. Do not attempt to access or otherwise interfere with the accounts of other users of this Website.
Do not send bulk unsolicited emails (“Spam”) or sell or market any product or service advertised by or connected with Spam. Do not facilitate or cooperate in the dissemination of Spam in any way. Do not violate the CAN-Spam Act of 2003.
Do not issue fraudulent offers to sell or buy products, services, or investments. Do not mislead anyone about the details or nature of a commercial transaction. Do not commit fraud in any other way.
- Violations of law
You shall use the Site for lawful purposes only. You shall not transmit through the Site any material which violates or infringes in any way upon the rights of others, which is unlawful, threatening, abusive, defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane or otherwise objectionable which encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any law. We reserve the right, in our sole discretion to refuse to provide goods and/or terminate your access to the Site for any breach of this provision or any other provision of these Terms.
Consequences of Violation
Violation of this Acceptable Use Policy (this “AUP”), or any of these Terms, may lead to suspension or termination of the user’s account or legal action. In addition, the user may be required to pay for the costs of investigation and remedial action related to the violations. I reserve the right to take any other remedial action I see fit.
Reporting Unacceptable Use
I request that anyone with information about a violation of this AUP, or any of these Terms, report it via email to the following address: [email protected]. Please provide the date and time (with time zone) of the violation and any identifying information regarding the violator, including email or IP (Internet Protocol) address if available, as well as details of the violation.
I reserve the right, in my sole discretion, to terminate or suspend your account and/or your use of the Site, at any time and for any reason. I am not liable to you or any third-party for any termination or suspension.
The information on this Site is provided “as-is”. I make no warranties or guarantees, express or implied, regarding the completeness, accuracy, or reliability of any information on this Site or in any products or services provided on this Site. This includes, but is not limited to, warranties of merchantability, noninfringement, or fitness for a particular purpose.
Though I do my best to maintain the Site, I make no warranties nor guarantees the Site and/or downloadable resources are free from viruses, malware, or any other harmful elements.
LIMITATION OF LIABILITY
I AM NOT LIABLE FOR ANY DAMAGES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, OR PUNITIVE DAMAGES, WHETHER ARISING IN AN ACTION OF CONTRACT, NEGLIGENCE, TORT OR ANY OTHER ACTION.
You agree to protect, indemnify, and hold harmless the Site against any and all claims, demands, losses, damages, actions and causes of actions, including expenses, costs and reasonable attorneys’ fees arising out of third-party claims and/or actions based on your use of the information, products, and/or services offered on this Site.
These Terms shall be construed in accordance with the laws of State of Colorado. Any claim or controversy arising out of the terms of these Terms and/or use of this Site shall be settled by arbitration in accordance with the Commercial Arbitration Rules of the American Arbitration Association, and the judgment upon award may be entered in any court having jurisdiction thereof. Any dispute involving any dispute or matter arising under this Disclaimer may only be brought in El Paso County Court, Colorado Springs, Colorado.
If any portion of these Terms shall be held to be invalid or unenforceable for any reason, the remaining provisions shall continue to be valid and enforceable. If a court finds that any provision of these Terms is invalid or unenforceable, but that by limiting such provision it would become valid and enforceable, then such provision shall be deemed to be written, construed, and enforced as so limited.
The failure of either party to enforce any provisions of these Terms shall not be construed as a waiver or limitation of that party’s right to subsequently enforce and compel strict compliance with every provision of these Terms.
The provisions of these Terms shall be binding upon and insures to the benefit of parties and their respective legal representatives, successors and assigns.
NOTIFICATION OF CHANGES
I may change these Terms at any time by posting a new version on this page or a successor page. The new version will become effective on the date it is posted, which will be listed at the top of the page as the new “Effective Date”.
If you wish to contact me regarding anything included in these Terms, please contact me at [email protected] or 5001 Centennial Blvd #50652, Colorado Springs, CO 80949-0652.